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The Ultimate Survival Guide for Widows

The Ultimate Action Plan for Widows

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The action plan every widow needs

Finally, an online course that provides recent widows with the information and tools needed to complete the crushing list of to-do’s after your spouse dies. Save time and effort with EASY-TO-USE worksheets and checklists. Efficiently notify companies with DONE-FOR-YOU letter templates. Get motivated and ORGANIZE all your jumbled to-dos into more manageable categories.

Course Features
  • 9 sections with 50+ modules
  • 30+ downloadable resources
  • Access on mobile and computer
  • Fillable/Editable forms
  • PDF version to print
  • Bonus Budget Binder
  • Bonus Insurance Review
  • Bonus Limiting Beliefs Journal

What you’ll learn

  • Organize to-do’s by category to see the big-picture overview of everything you must accomplish
  • Review Social Security benefit information and determine eligibility
  • Identify income and expenses, plan a budget, and track spending
  • Close accounts, notify credit bureaus, cancel credit cards, and determine payment liability
  • Review tax status and health insurance options
  • Update auto, home and other policies and determine if you need additional insurance
  • Use included templates to prioritize your day, manage finances and handle accounts
  • And much more!

This common question depends on your unique circumstances.

For example, do you have a life insurance policy? If yes, file a claim first. Find information on how to do this in Section 4: Assess your Cash Flow.

Or if you don’t have a life insurance policy, check with your spouse’s Human Resources department and inquire about death benefits available to you from his job benefits package. Was your spouse a veteran or currently in the military? Military benefits might apply to you.

Find information on these potential benefits in Section 5: Other Death Benefits.

I’ve included an entire section on organizing your data/documents.

In Section 2: Let’s Get Organized, I show widows how to set up a filing system, gather office supplies, and backup data online.

You’ll also find checklists at the end of each section so you can keep track of everything you’ve accomplished.

But how do you know what you’ll need and what to look for?

There are important papers you’ll need to collect after a spouse dies. Things like birth and marriage certificates, adoption papers, military discharge papers, titles and deeds, and on and on.

Well, I’ve covered the most important papers to collect in the 48-point Important Documents checklist included in Section 2: Let’s Get Organized.

Widows must complete lots and lots of paperwork when a spouse dies. They have to merge, close or modify bank and credit card accounts, change beneficiary records, notify credit bureaus and change utility account names.

Find the details on how to do this and more in Section 6: Account Management.

Not only will you find detailed instructions on who to contact and why, you’ll find done-for-you templates to learn exactly what to say and what information to include in your requests.

For example, new widows need to contact the three major credit bureaus to notify them of the death and request a “Deceased – Do Not Issue Credit” flag for their spouse’s credit record.

The Ultimate Survival Guide for Widows includes letter templates to show you exactly how to format the letter request. It also includes a fillable/editable format so you can enter the information in the template right from your computer.

I’ve included templates to notify credit card companies and debt collectors, too.

Social security is a major financial benefit for widows. When your spouse dies, you can collect on his social security record provided you and/or your spouse meet a few criteria first.

If your spouse dies, you can claim a widow survivor benefit if you’re age 60 or older. Or, if you’re disabled, benefits begin as early as age 50. Your benefit amount will depend on your spouse’s social security record and your age at the time you claim.

So many variable exist that it’s imperative you make an appointment with your local Social Security office as soon as possible. You’ll need to ask a Social Security representative to explain all of your options to you.

I discuss these benefits, including important numbers you need to know, in Section 3: Social Security Benefits.

I cover other financial resources available for widows in Section 4: Assess Your Cash Flow.

Widow need to figure out what to do about insurance and taxes after the death of a spouse. This is covered in Section 7: Taxes and Insurance where I discuss how to file taxes as a widow, review and decide on health insurance options, and tackle home, auto and other insurance considerations. This section includes checklists and worksheets to help stay on track.

VIDEO

Take a sneak peak inside….

TESTIMONIALS

What other widows are saying

BONUSES

What else does The Ultimate Survival Guide for Widows include?

The Ultimate Budget Binder for Widows

Budget Templates

Understand your own personal finance numbers and feel confident in your money management skills with templates to create budgets, track expenses, discover net worth and keep track of personal tax deductions among other things.

The Ultimate Insurance Review for Widows

Insurance Review

Take the guesswork out of reviewing insurance policy quotes and uncovering ways to save money. Learn how to ask specific questions for EACH policy type before adding/changing/deleting items and how to compare at least three different quotes with line-by-line detail.

Internal Blocks Journal

It’s not uncommon for that little voice in your head to convince you that you’re not capable, the task is too difficult, or you’ll never get “it” done. Use the included journal pages to dig a little deeper into what’s blocking you and why. 

Ditch the overwhelm

If you’re a widow whose overwhelm is at an all-time high because you struggle with indecision about what post-death tasks to complete first, when to complete them and how to get it all done, don’t worry. 

This course can help!

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2 Comments

  1. Hi, Kim,
    Thanks for doing this guide.
    I have not read it yet, so apologies if you already thought of these things.
    Things that are still hanging me up after 2 years are:
    Probate. – Do I need to do it? what do I need it for? Do I need a lawyer to do it? what documents do I need to collect? how to proceed ?

    Also, I am still feeling sadness and regret over what I did with my husband’s ashes and wanting to create a lasting legacy to honor all that he was and did. Do you cover that kind of stuff?

    Thanks for all you do to hold us widows together and keep us smiling
    and healthy and getting stronger.
    Pat H.
    Pat

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